Insurance Archives - Zirkin and Schmerling Law

Totaled Car – What Are My Options?

When someone says their car was totaled in an accident, most people imagine a smoking wreck of a vehicle damaged beyond repair. The term “totaled” has become incorrectly synonymous over the years with an extremely damaged vehicle, but this term simply means that the insurance company has declared the vehicle as not worth repairing. While […]

Does Maryland Have Dram Shop Laws for DUI Car Accidents?

Car accidents involving impaired drivers are highly dangerous and cause thousands of injuries and deaths every year. According to the National Highway Traffic Safety Administration (NHTSA), DUI wrecks result in over 10,000 deaths in the United States every year. Around 28 people die every day in drunk driving accidents. Maryland is not exempt from the […]

What is the Most Dangerous Car in the United States?

You could be driving the country’s most dangerous car and not even know it. Auto manufacturers, dealerships, and repair shops aren’t required to tell you, so we’re here to share the truth about America’s most dangerous cars. First, let’s look at the characteristics that put a vehicle in the category of dangerous vehicles. According to […]

When am I Going to Get My Money from a Maryland Car Accident Settlement?

Usually within a couple of days or weeks aquestion naturally arises. When will I have my money? We understand why this is such a pressing question. Your medical bills are piling up and you’re facing other costs too, like car repairs and lost days of work. You’re ready to get it all sorted out and […]

What to do When an Uninsured Driver Causes Your Car Accident

You’re already having a bad day when you’re in a car accident, but things get even worse when you discover the other driver is uninsured. Now you’re facing injuries and hospital bills plus uncertainty about insurance covering it. And it was all due to someone else’s irresponsibility. It’s common to feel frustrated and fearful in […]