Car accidents are terrifying events for everyone involved. Not knowing what to do if you have been in a car accident can make the situation even worse.
If you are involved in a car accident in Maryland, you should take these steps to protect your legal rights following the accident.
Take a deep breath and make sure everyone in your car is okay. This includes you. Once you have secured everyone in your car, check on the passengers in the other vehicle. If anyone has been injured, call for emergency medical help immediately.
Call The Police
It is important to get a police report documenting the accident. Some drivers may offer to settle without police intervention or going through insurance. Don’t do that. It is important that you protect yourself from the very beginning.
While you are waiting for the police to arrive on the scene, gather your driver’s license, registration, and proof of insurance to help expedite the process. The police will ask you for this information. You should also take pictures of the scene of the accident and both vehicles, and write down the license plate number of the other driver.
Do not say anything to anyone, but listen carefully to what everyone else says. Do not say anything to the other driver about the accident. The details of the accident are for the police, the insurance companies, and your attorneys to work out. An admission of fault at the scene of the accident may be used later either for or against you. If the other driver admits fault or apologizes at the scene, write down exactly what you heard and the circumstances of how it was said to you.
Keep Track Of Details
Start a journal about the accident and write down all of the details you can remember. In your journal, be sure to include any details about your injuries and how they are affecting your daily life. Be specific and detailed. This information will be useful later if you decide to go to court.
Call A Doctor
See a doctor immediately if you are experiencing pain or discomfort of any kind. Insurance companies often attempt to use any delay in seeking treatment as a means to deny payment. You can file a no fault PIP claim for your medical bills and up to 85% of lost wages. Be sure to keep accurate records of all visits to the doctor and medical expenses incurred. Again, do not wait to seek medical treatment and follow all of the doctor’s instructions.
Call Your Insurance Company
If any vehicles were damaged in the accident, you need to be in contact with your insurance company. They will be able to provide you with further instructions about what to do next and where you can go to have your car fixed.
Contact A Experienced Car Accident Attorney
If you were injured in the accident, you may be entitled to compensation. An experienced car accident attorney in Maryland, like those at the Zirkin and Schmerling Law, will be able to assess your case and help you reach the best possible outcome.